Exodus 22:15 in the King James Version
But if the owner thereof be with it, he shall not make it good: if it be an hired thing, it came for his hire.
Context
14 “If a man borrows anything of his neighbor’s, and it is injured, or dies, its owner not being with it, he shall surely make restitution.
15 If its owner is with it, he shall not make it good. If it is a leased thing, it came for its lease.
16 “If a man entices a virgin who isn’t pledged to be married, and lies with her, he shall surely pay a dowry for her to be his wife.