Proverbs 27:12 in the World English Bible
A prudent man sees danger and takes refuge; but the simple pass on, and suffer for it.
Context
11 My son, be wise, and make my heart glad, that I may answer him that reproacheth me.
12 A prudent man foreseeth the evil, and hideth himself; but the simple pass on, and are punished.
13 Take his garment that is surety for a stranger, and take a pledge of him for a strange woman.